Humana Medicare Supplement
humana Medicare supplement plans
It can be extremely stressful if you rely only on Original Medicare coverage for all of your health care expenses. With Original Medicare, your benefits will only pay out around 80% of your health care costs. That leaves you on the hook to pay for the remaining 20%. This can add up real fast. Medicare Supplement plans or Medigap plans are made to fill in these gaps left by Original Medicare.
Human Medicare Supplement insurance plans can help you pay for these health care expenses that you’re normally left to pay out of your own pocket.
Humana Background
Humana Inc. is one of the biggest Medigap companies in the nation. They are located in Louisville, Kentucky. They were ranked 56th by Fortune 500 in 2018. Humana is the highest ranked company located in Kentucky (by revenue) and they’re the 3rd biggest health insurance carrier in the country.
Company Contact Information
Humana Medicare Supplement claims address:
Humana Claims
P.O. Box 14601
Lexington, KY 40512-4601
Humana Medicare Supplement phone number:
1 (844) 330-7799
Humana Financial Ratings
Humana gets high marks from several rating organizations. Please note that any “Not Available” (N/A) entry doesn’t mean that it’s a poor reflection on a company’s practices. It can simply mean that a carrier hasn’t been rated by that agency.
- A.M. Best Rating: A-
- Fitch Rating: BBB-
- Standard & Poor’s Rating: N/A
- Moody’s Rating: Baa3
- Better Business Bureau Rating: A+
Humana medicare supplement rates
Premiums for Humana Medicare supplement plans vary depending on a several factors. These can include your location, gender, age, tobacco use and your health. To get an idea of accurate rates of the most popular Medigap plans F, G, and N we can provide you a custom quote. Get started by clicking on “GET QUOTES” on this page.
Humana Medicare Supplement
It’s so important for savvy Medigap shoppers to understand that all supplement plans are federally standardized. This can be explained by the following: Medigap plans must cover and provide the exact same benefits as other plans when comparing same plan letters. So a Plan N from Mutual of Omaha has the same exact benefits as a Loyal American or Aetna Plan N.
Shoppers are often unaware of this during the Medicare supplement buying process. Make sure you compare plan letters with each other before you end up buying your Medicare supplement plan.
Are you ready to look over Humana’s most popular Medicare supplement plans? Let’s get started:
As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020
Medicare
Plan F Coverage
| Medicare Supplement Benefits | Plan F Covers? |
|---|---|
| Medicare Part A Coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or Copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A Hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A Deductible | Yes |
| Part B deductible | Yes |
| Part B Excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
Humana medicare supplement plan g
Humana Medicare Supplement Plan G has become extremely popular the past few years. Humana Plan G provides you all of the insurance coverage and benefits of a Plan F, but you will need to pay for your own Part B deductible. With Humana Medicare supplement Plan G, you will be the one responsible for paying the Part B deductible. That’s the only difference compared to Medigap Plan F.
Medigap Plan G is an awesome choice because it can potentially save you a lot of money simply by having you pay the Part B deductible on your own. Also, Medigap Plan G has historically shown stable rate increases. That means the rate increases don’t have huge swings that sometimes occurs with other plans.
Plan G Coverage
| Medicare Supplement Benefits | Plan G Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A deductible | Yes |
| Part B deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
Humana medicare supplement plan N
Humana Medicare Supplement Plan N can potentially provide huge savings which can be significant over time.
Your Medicare Supplement Plan N, provides help with paying for all of your coverage gaps except for:
- Part B deductible,
- Some copayments when visiting doctors, emergency rooms,
- Excess charges.
Our humana medicare supplement reviews
At REMEDIGAP, we help Medicare shoppers everyday with education, guidance and old fashioned service. We first help you understand Medicare and then provide you all of your plan options that fits your budget and needs.
The plan options available will vary depending on your resident state. Give us a call if you need help finding out if a Humana Medicare Supplement plan (or another company) is right for you. You can also read other reviews of top companies like Manhattan Life, Western United Life, Cigna and more.
Don’t delay. Your decision very important.
Call us today at 888-411-1329 to get a free quote or fill out our online quote form.
Michael Quinn is a seasoned Medicare insurance expert and licensed agent dedicated to simplifying the complexities of healthcare coverage. With over a decade of experience, he is a trusted advisor known for his compassionate guidance and commitment to empowering individuals. As the Cofounder of REMEDIGAP in 2013, Michael offers unbiased resources and personalized support to assist clients in making informed decisions.
His expertise has been recognized on reputable platforms such as USA Today and Nerdwallet, solidifying his reputation as a reliable and knowledgeable industry leader. With a Master's Degree in Communicative Disorders, Michael combines strong communication skills with a genuine passion for positively impacting lives through tailored insurance solutions.
Written by Michael Quinn
Licensed Broker, REMEDIGAP Founder
Fact Checked by Joann Quinn
Chief Compliance Officer
As a licensed insurance broker, REMEDIGAP upholds the principles of integrity in our editorial standards and ensures transparency in how we receive compensation from our insurance partners.
