Manhattan Life Medicare Supplement Reviews: Top 10 Company?
manhattan life insurance Medicare supplement
Manhattan Life Medicare Supplements have become very popular in recent years. REMEDIGAP is an independent broker and Manhattan Life Medicare Supplement plans are just one of the many Medigap companies we represent. We have a lot of experience with this reliable company.
Let’s look more closely at the Manhattan Life Insurance Company and their products.
About Manhattan Life
Founded in 1850, the Manhattan Life Insurance Company’s history makes ManhattanLife one of the nation’s most reliable and oldest insurance carriers. Successfully operating for 170 years, if you’re looking for a stable and reliable company, ManhattanLife is an excellent choice.
ManhattanLife is the brand name for their products, plans & services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc.
ManhattanLife Entities consists of:
- The Manhattan Life Insurance Company
- Family Life Insurance Company
- ManhattanLife Assurance Company of America
- Western United Life Assurance Company
Company Contact Information
Manhattan Life medical claims address:
P.O. Box 925309
Houston, Texas 77292-5309
Manhattan Life insurance phone number
Medicare Supplement Customer Service:
1-800-877-7703
ManhattanLife Financial Ratings
Manhattan Life received satisfactory marks from several rating organizations. Please note that any “Not Available” (N/A) entry doesn’t mean that it’s a poor reflection on a company’s practices. It can simply mean that a carrier hasn’t been rated by that agency.
- A.M. Best Rating: B+
- Fitch Rating: N/A
- Standard & Poor’s Rating: N/A
- Moody’s Rating: N/A
- Better Business Bureau Rating: A+
Manhattan Life medicare supplement rates
Premiums for Manhattan Life supplemental insurance plans can vary significantly from person to person depending on a several factors. These factors include age, location, gender, tobacco use and health. To get an idea of accurate rates of the most popular Medigap plans F, G, and N we can provide you a custom quote. Get started now by comparing plans on this page.
Manhattan Life Supplemental Insurance Review
Manhattan Life is one of our recommended carriers. A Manhattan Life Medigap policy will provide you the following:
- Initial 12-month rate is locked in.
- A 30-day “free look period”
- Guaranteed renewable insurance coverage
- National coverage: visit any hospital & see any physician/specialist that accepts Medicare
- Majority of supplement plans have some foreign travel coverage
Manhattan Life Medicare Supplement
IMPORTANT: Savvy Medigap shoppers have to understand that all Manhattan Life supplement plans are federally standardized. This means that your Medigap plans must cover and provide you the same benefits as any other Medigap plan of the same plan letter. So a Plan F from Mutual of Omaha has the same exact benefits as a GPM Health or Aetna Plan F. Sometimes shoppers are unaware of this when they begin the Medigap buying process. Make sure you compare plan letters with each each company before you end up buying a plan. Ready to look at Manhattan Life’s most popular plans?
Let’s begin:
As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020
Medicare
Medigap Plan F Coverage
| Medicare Supplement Benefits | Plan F Covers? |
|---|---|
| Medicare Part A Coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or Copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A Hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A Deductible | Yes |
| Part B deductible | Yes |
| Part B Excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
Manhattan Life medicare supplement plan g
Manhattan Life Medicare Supplement Plan G is extremely popular now. With Manhattan Life Plan G, you will get all of the insurance coverage and benefits of Medigap Plan F, but you will be responsible for paying the Part B deductible. When you buy a Manhattan Life Medicare supplement Plan G, you pay the Part B deductible when you visit a doctor, specialist or receive care. That’s the only difference compared to Medigap Plan F.
Medigap Plan G is a fantastic option because you can potentially save money by paying the Part B deductible on your own. Also, Medicare Supplement Plan G has shown stable rate increases over the years. This is something to think about because Plan G hasn’t had the huge rate swings that some other plans have experienced.
Medigap Plan G Coverage
| Medicare Supplement Benefits | Plan G Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A deductible | Yes |
| Part B deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
Manhattan Life medicare supplement plan N
Manhattan Life Medicare Supplement Plan N is an option that can potentially provide you significant savings. These savings can be extremely significant over time.
With Medicare Supplement Plan N, you’ll get coverage and help with paying for your coverage gaps except for your:
- Part B deductible
- Some copayments when visiting doctors, emergency rooms
- Excess charges.
Our manhattan life health insurance reviews
We easily give Manhattan Life two thumbs up for their financial stability and longevity in the Medicare Supplement market.
Our recommendation
At REMEDIGAP, we help Medicare shoppers and people like you everyday by first providing Medicare education, guidance and ending with old fashioned service. We’ll help you understand what you need to know about Medicare and then offer you plan options that will meet your needs and budget.
The Medigap plan options that will be available can vary and depends on your location. Call us today if you any need help figuring out if a Manhattan Life Medicare Supplement plan (or another insurance carrier) is the right choice for you.
Don’t delay because your decision very important. Call us at 888-411-1329 and get your free quote or fill out our simple online quote form.
Michael Quinn is a seasoned Medicare insurance expert and licensed agent dedicated to simplifying the complexities of healthcare coverage. With over a decade of experience, he is a trusted advisor known for his compassionate guidance and commitment to empowering individuals. As the Cofounder of REMEDIGAP in 2013, Michael offers unbiased resources and personalized support to assist clients in making informed decisions.
His expertise has been recognized on reputable platforms such as USA Today and Nerdwallet, solidifying his reputation as a reliable and knowledgeable industry leader. With a Master's Degree in Communicative Disorders, Michael combines strong communication skills with a genuine passion for positively impacting lives through tailored insurance solutions.
Written by Michael Quinn
Licensed Broker, REMEDIGAP Founder
Fact Checked by Joann Quinn
Chief Compliance Officer
As a licensed insurance broker, REMEDIGAP upholds the principles of integrity in our editorial standards and ensures transparency in how we receive compensation from our insurance partners.
